Terms of service

Terms of Service Welcome to our website. These Terms of Service ("Terms") govern your use of our online platform, operated by DJC Consulting Services, LLC, hereinafter referred to as "we," "us," or "our." By accessing or using our website, you agree to comply with and be bound by these Terms, which you should read carefully. 

1. Use of Our Website Our website is intended for individuals seeking information regarding home loan services in the United States. By accessing this site, you represent that you are at least 18 years of age and legally capable of entering into a binding agreement. You agree to use our website for lawful purposes only and are prohibited from using it in any way that violates applicable federal, state, or international law or regulation.

2. Services Provided We offer information and guidance related to home loans, including but not limited to mortgage options, rates, and terms. While we strive to provide accurate and up-to-date information, we do not guarantee the completeness or accuracy of the content on our site. Any reliance on such material is at your own risk; further consultation with a qualified professional is advised prior to making financial decisions. 

3. Intellectual Property Rights All materials on this website, including text, graphics, logos, and images, are the intellectual property of DJC Consulting Services, LLC unless otherwise noted. Unauthorized use or distribution of any aspect of our website's content is strictly prohibited without prior written consent from us.

4. Limitation of Liability In no event shall DJC Consulting Services, LLC be liable for any direct or indirect damages arising out of or related to your misuse or inability to use our website. This limitation applies irrespective of the form of action and regardless of whether we have been advised of the possibility of such damages. 

5. Amendments and Modifications We reserve the right to modify these Terms at any time in our sole discretion without notice. All changes will be effective immediately upon posting on this page; continued use of our website following any modifications constitutes acceptance of those changes. 

6. Governing Law These Terms and your use of our site shall be governed by and construed in accordance with the laws of the United States and the State within which the business operates without regard to its conflict-of-law principles.